Summary
Buy-now-pay-later and checkout solutions offering flexible payment options and conversion-optimized checkout flows.
Overview
Klarna is a global payments and shopping provider best known for its buy-now-pay-later (BNPL) and installment payment options. It offers merchant checkout integrations, developer APIs, and a consumer app that facilitates payments, order tracking and returns. Merchants can integrate Klarna via platform plugins or its developer APIs to present financing options at checkout. Availability, fees and exact features vary by country and merchant agreement.
Pros & Cons
Pros:
✓ Offers flexible BNPL and installment options that can increase conversion and average order value
✓ Widely recognized brand that can build consumer trust at checkout
✓ Provides developer APIs plus platform plugins for major ecommerce platforms
✓ Supports mobile consumer experience via a dedicated app
Cons:
✗ Merchant fees and contractual terms vary by market and can be significant for some merchants
✗ Not available in all countries or for all merchant business models
✗ Adds additional reconciliation and settlement complexity to payments processing
Pricing
| Plan | Monthly | Annual | Free Trial | Pricing Model | Setup Fee |
|---|
| Contact for Pricing |
Contact |
$0/yr |
- |
Contact for Pricing |
$0 |
Features
API
Reporting
Dashboard
Mobile
GDPR Compliant
Multi-currency
Integrations
Shopify
WooCommerce
BigCommerce
Magento
Stripe
PayPal
Problems Solved
Reduce cart abandonment by offering flexible payment options
Increase average order value by enabling installment and financing options
Simplify offering consumer-facing payment management through a branded app
Provide developer APIs and platform plugins for checkout integration
Capabilities
Provide buy-now-pay-later and installment payment methods at checkout
Platform plugins for major ecommerce storefronts
Public APIs and webhooks for custom integrations
Consumer mobile app for payment management and order tracking
Reporting and reconciliation data for merchants
Best For
Business Size: SMB, Mid-Market, Enterprise
Industry: Ecommerce, Retail, Fashion, Direct-to-Consumer
Use Case: Abandoned Cart Recovery, Recurring Billing, Personalization
Not For
Not a good fit for merchants operating in unsupported countries or those unwilling to accept merchant fees and additional reconciliation complexity.
